Top 5 Kickass Web Payment Providers: Which is BEST?

by | Sep 11, 2021 | 0 comments

There are hundreds of online payment systems for web-based and retail small businesses. We analyze the top 5 in terms of volume and user ratings.

woman making ecommerce payment
 The Ease Of eCommerce Payment   

Old payment systems consisted of credit cards and mail-in checks, these systems are still widely used but for eCommerce transactions, they fall short in providing the business with efficient and timing payment collection.

Of the current payment processing providers, 5 stand out as the best in terms of speed, user-friendliness, and cost. These are Paypal, Stripe, Square, Amazon, and Woo.

Let’s Look At Each


Easy to use. Oldest of the eCommerce systems. Paypal is NOT a bank. Most widely used of all providers.


Quick payment processing. Easy setup and use. Works very well, with very few glitches. Offers Test Mode which is very good for potential users. Worldwide availability.


First to use mobile devices for credit card payments. Great for in-store or out-of-state transactions. Not the best option for online use.


Solid. Great for international transactions. Can use a single button for payment. Must trust them with YOUR customer’s information and purchase data.

Woo Commerce

One of the newest, but most innovative providers. Not an easy install. Big plus: offer Woo Extensions which accept payments from other payment providers so you can better accommodate customers.

Which Is The BEST

All of these systems can accommodate subscription (membership) processing from services like

Paid Membership Pro. There transactions fees and percentage charges vary slightly. See chart.

The chart includes 2Checkout, which in my opinion is not as good as WOO (2,9 % + $.30 – No setup fees)

For any site, the payment mechanism if of utmost importance. This is how you get paid.

Given its ease of setup and use. Its widespread base of customers, its efficiency, and near error-free processing the 4MP choice (at this time) is Stripe. With all of the new innovations in payment processing rankings can change very quickly. Stripe now offers customers other provider extensions, ala Woo.

Before leaving I wanted to mention the growth occurring in In-vehicle Payment Systems. Used for fast-food transactions, at cafes and coffee houses, for parking services, and other applications, In-vehicle payments are expected to grow over 1,000% by 2028. Apple has teamed up with auto manufacturers for button placement in vehicles using Apple Wallet.

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4M Performance
Categories: eCommerce

By Jim Lavorato

Jim Lavorato is the founder of 4M Performance which is designed to assist businesses to survive and thrive in these uncertain times. Jim launched an entertainment-related company in 1988. He was at the forefront in cinema technology and helped spearhead the movie industry's transition to digital presentation and distribution. He also co-founded the Arboreal Group, an environmental consultancy. He has published articles on the motion picture and media industries and is a contributing editor for ScreenTrade magazine and writes a blog "Cinema Mucho Gusto". He is a certified SCORE Mentor in the SCORE Greater Phoenix Chapter and lives in Scottsdale, AZ. Learn more about Jim in his "About" page.

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